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Every house on the Regina MLS® — detached, semi-detached and duplexes across the city and surrounding area, from every brokerage, refreshed every two hours.
The most expensive mistake first-time buyers make isn't overpaying for a house — it's buying to their maximum approval. A lender's pre-approval is a ceiling, not a target: the house you can comfortably carry sits below it, with room left for the property taxes, insurance, utilities, and the maintenance allowance every house quietly demands. Yash's process starts with that true monthly number, then works backward to a price range — so the house hunt begins with a budget that survives contact with real ownership. From there, his investor's filter does the selecting: the layout the next buyer will want, the street where demand is broad, the mechanicals that won't consume your first two years of equity. You live in the house; the asset still has to work.
Yash invests in real estate himself, which changes how he frames the buying decision: each purchase is a position, not just an address. For most clients that means thinking one move ahead — what does this house make possible in five years? Sometimes the answer is equity that funds the move-up. Sometimes it's the house itself becoming your first rental when you upgrade, a path that works when the numbers rent-qualify and your lender's requirements for keeping it are planned for rather than discovered. And the offers along the way get built the way he builds his own: from comparable sales, days on market, and the seller's position — evidence first, emotion second. Get familiar with where demand actually lives on our Regina neighbourhoods guide, and if you have a home to sell first, start with a free evaluation so the whole plan rests on a real number.
Budget first, house second
Before the viewings start, Yash builds your real number with you — true monthly carrying cost, down payment plan (including FHSA and RRSP Home Buyers' Plan options for first purchases), and a price range with breathing room. Call or text 306-530-0484 to start there.
Usually not all of it. Approval measures what a lender will risk; a budget measures what your life can carry alongside taxes, utilities, maintenance, and everything else you want money for. Buying below your ceiling keeps ownership comfortable and leaves capacity for the next move — Yash helps you set the number before the house hunt sets it for you.
Property taxes, home insurance, utilities (which vary a lot with a house's age, size, and windows), and a maintenance allowance — every house needs shingles, a furnace, or a water heater eventually, and budgeting for that monthly beats being surprised by it. Yash builds this full number with you on any house you're serious about, so offers are made on the true cost.
It depends on your timeline and budget honesty. A starter home gets you building equity sooner and lets the market work for you, but moving costs real money in fees and land transfer each time. A stretch to a longer-term home can make sense when the carrying cost stays comfortable. The wrong answer is waiting years for perfect while paying rent — run both scenarios with actual numbers and the decision usually makes itself.
Sell if you need the equity for the next down payment or the house wouldn't cash-flow as a rental; keep it if the numbers work — realistic rent against all carrying costs — and your financing plan supports owning both. Lenders treat a retained rental and a new purchase together, so the decision gets made with your broker before you offer on the next house, not after. It's a conversation Yash has with clients from the first purchase onward.
Regina condos· Farms & land· Regina neighbourhoods· Free home evaluation
Yash Patel
REALTOR®, Optimum Realty Inc. · Residential & Investment
Your first house, your move-up, or the one you'll keep as a rental — Yash brings the numbers so every move builds toward the next.